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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

He was very informative for all that I ask. He came by my home to get papers signed and new papers. I would tell all my friends and family that he is the one to use. Doris Jemison
In the process of refinancing my house, I used Amerifirst Financial as my loan company and Jonathan Underwood was my loan officer contact. Throughout the entire process, Mr. Underwood was informative about the process and kept daily contact with me about my loan progress. Mr. Underwood ... READ MORE Anonymous
Jon did a dank job 100!! Blake Birkholz GD CLOSER
Jonathan Underwood I could go on with a Story Book about Jon but I'll keep it brief. I was 1st Introduced to Jon in Feb 2020. I was thinking about re-financing our home. He gave me all the information I needed. My family and I needed to do some Homework in order to get the ... READ MORE Michael R Miller Family Man
I would highly recommend Jonathan Underwood as your Mortgage Loan Officer. Jonathan quickly became my Trusted Advisor with his attention to my specific needs, transparency within the loan process, frequent updates, and full engagement through the entire process. I would gladly work ... READ MORE Laura Bolduc Sales Executive
Jonathan was professional, transparent, and quick through out the whole process. After shopping several places and feeling like I was being taken advantage of, it was nice to have honest answers. Nicholas Covert CFS director

Let's accomplish more together.

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